7 Ways to Prepare Your Home for Hurricane Season

Living in Florida comes with plenty of sunshine, but also the reality of hurricane season each year. From June through November, there’s always the question: when will the next storm hit? That’s why preparing your home before a hurricane is one of the smartest steps you can take. Here’s a straightforward guide to get your home ready for hurricane season, without making it overwhelming.

Start with the Roof and Gutters

During a storm, Florida’s heavy rains and strong winds hit the roof first. Check for loose shingles, cracks, or any signs of wear. If your roof is older or hasn’t been inspected recently, consider hiring a professional for a thorough check—some homeowners insurance policies even require it.

Gutters are equally important. Clear out leaves and debris so water can flow freely away from your home. Clogged gutters can cause roof leaks or flooding around your foundation. Make sure downspouts are secure and angled away from the house.

Inspect Windows, Doors, and Garage Doors

Even though Florida’s building codes are strict, it’s worth double-checking windows and doors. If your home doesn’t have hurricane shutters, now is the time to explore options. Styles range from accordion and roll-down to panel shutters, all designed to withstand strong winds.

If shutters aren’t feasible, keep pre-cut plywood ready, labeled for each window, so you don’t waste precious time during a storm.

Entry doors should have three hinges and a solid deadbolt, while garage doors are often a weak point during hurricanes. Reinforcement kits are available and relatively easy to install, especially on standard Florida double doors.

Secure the Exterior

Anything in your yard can become a dangerous projectile in high winds, pool furniture, grills, planters, or decorations. Plan ahead for storing outdoor items in a garage, shed, or indoors. Trim trees and shrubs, particularly limbs hanging over your roof, windows, or power lines. Even seemingly small branches, like palm fronds or oak limbs, can cause significant damage in a storm.

Know Your Flood Risk

Flooding is one of the biggest issues with hurricanes, and Florida’s flat landscape makes it an even bigger risk. Even if you’re not in a flood zone, heavy rainfall and storm surge can still cause trouble.

Check your home’s flood zone status online through FEMA or your county’s GIS map. If you don’t already have flood insurance, consider it. Most homeowners insurance policies in Florida don’t cover flood damage, and you’ll want that protection if water comes in.

Back Up the Essentials While You Prepare Your Home for Hurricane Season

Power outages in Florida are common during hurricanes. You don’t need to live off the grid, but a little backup power can go a long way. A small generator, even just one that can keep the fridge and a few lights running, makes a big difference.

Also stock up on batteries, flashlights, a weather radio, and any prescription medications you need. Florida storms can knock out roads and stores for days, so having at least three days’ worth of supplies is smart.

Review Your Insurance and Paperwork

It’s not fun, but take the time to review your homeowners insurance. Understand what’s covered and what isn’t, especially regarding wind and flood damage.

Make digital copies of key documents, insurance policies, IDs, home inventory, and store them in the cloud or a waterproof container. Also, take updated photos of the inside and outside of your home. That makes any potential claims easier to navigate.

Have a Family Plan

Know where you’ll go if an evacuation is ordered. Florida counties often designate shelters, but you may prefer to stay with friends or family inland. Map out your routes ahead of time, and be flexible if roads are closed or traffic is heavy.

If you’re staying put, make sure you can safely ride out the storm. Have a space in the home away from windows, like an interior hallway or bathroom, to use if winds get severe. Keep phones charged and have a power bank ready.

FAQs on How to Prepare Your Home for Hurricane Season

When is hurricane season in Florida?
Officially, it runs from June 1 to November 30, but most storms tend to develop between August and October.

Do I need flood insurance if I’m not near the coast?
Yes. Flooding can happen anywhere in Florida. Even areas that don’t usually flood can see high water during a storm.

Is duct tape or masking tape helpful on windows?
No. It’s an old myth. It doesn’t stop glass from breaking and may even create bigger shards. Stick with shutters or solid plywood.

What’s the best way to reinforce my garage door?
Look for a garage door bracing kit rated for hurricane-force winds. These kits are easy to install and can prevent the door from blowing in.