Deadly Mistake #1: Thinking you can’t afford it.

Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own homes.

The largest, single investment most consumers make is in their homes. The consumer can protect their home, possessions, and liability with a homeowner’s insurance policy. The homeowner’s insurance policy is a package policy that combines more than one type of insurance coverage in a single policy. There are four types of coverages that are contained in the homeowner’s policy: dwelling and personal property; personal liability; medical payment; and additional living expenses.